CC&R MASTER TABLE OF CONTENTS

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DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS
DESCRIPTION OF THE LAND
ARTICLE 1: INTERPRETATION
1.1 Liberal Construction
1.2 Covenant Running With Land
1.3 Declarant Is Original Owner
1.4 Captions
1.5 Definitions
1.6 Percentage Of Mortgagees
1.7 Percentage Of Owners
ARTICLE 2: OWNERSHIP OF COMMON AREA
2.1 Ownership Of Common Area
ARTICLE 3: OWNER'S PROPERTY RIGHTS
3.1 Owner's Rights Of Enjoyment
3.2 Delegation Of Use
ARTICLE 4: OWNERS' ASSOCIATION
4.1 Establishment
4.2 Form Of Association
4.3 Membership
4.3.1 Qualification
4.3.2 Transfer Of Membership
4.4 Voting
4.4.1 Classes Of Voting Membership
4.4.2 Number Of Votes
4.5 Bylaws Of Association
ARTICLE 5: MANAGEMENT OF THE ASSOCIATION
5.1 Administration Of The Development
5.2 Management By Declarant
5.3 Management By Elected Board Of Directors
5.4 Authority And Duties Of The Board
5.4.1 Assessments
5.4.2 Service
5.4.3 Utilities
5.4.4 Insurance
5.4.5 Maintenance and Repair of Common Areas
5.4.6 Maintenance of Rights of Way, etc.
5.4.7 Fences, Landscaping, etc.
5.4.8 Enforce Declaration.
5.4.9 Contracting and Payment for Materials, Services, etc.
5.4.10 Attorney-in-Fact
5.4.11 Borrowing of Funds
5.4.12 Adoption of Rules and Regulations; Fines
5.4.13 Additional Powers of Association
ARTICLE 6: ARCHITECTURAL CONTROL
6.1 Construction And Exterior Alteration Or Repair.
6.2 Sales Facilities Of Declarant
6.3 Variances
6.4 Appeals

ARTICLE 7: USE AND MAINTENANCE OBLIGATION OF OWNERS
7.1 Maintenance Of Lots
7.2 Residential Use
7.3 Restriction On Further Subdivision
7.4 Rental Lots
7.5 Zoning Regulations
7.6 Business Use
7.7 Building Setback Requirements
7.8 Oil And Mining Operations
7.9 Catch Basin
7.10 Lot Size
7.11 Garages
7.12 Square Footage
7.13 Mobile Or Manufactured Housing
7.14 Driveway Standards
7.15 Parking
7.16 Roof
7.17 Exterior Finish
7.18 Utilities
7.19 Antenna
7.20 Fencing
7.21 Fireplace Chimneys
7.22 Garbage And Refuse
7.23 Games And Play Structures
7.24 Construction Of Significant Recreation Facilities
7.25 Livestock And Poultry
7.26 Landscaping
7.27 Signs
7.28 Temporary Structures
7.29 Completion Of Construction
7.30 Easements
7.31 Use During Construction
7.32 Excavations
7.33 Nuisances
7.34 Clothes Lines, Other Structures
7.35 Common Drives
7.36 Building Height
7.37 Storm Runoff
ARTICLE 8: COMMON EXPENSES AND ASSESSMENTS
8.1 Creation Of The Lien And Personal Obligation Of Assessments
8.2 Uniform Rate
8.3 Initial Assessment Amount
8.4 Limitation On Annual Assessment Amount
8.4.1 Board Authority
8.4.2 Annual Increase In Dollar Limit
8.4.3 Owner Approval Required
8.5 Manner And Time Of Payment
8.6 Accounts
8.7 Lien
8.8 Waiver Of Homestead
8.9 Continuing Liability For Assessments
8.10 Records, Financial Statements
8.11 Certificate Of Assessment
8.12 Foreclosure Of Assessment Lien, Attorneys' Fees And Costs
8.13 Curing Of Default
8.14 Omission Of Assessment
8.15 Assessment Deposit
8.16 Exempt Property
8.17 Effect Of Legal Proceedings

ARTICLE 9: COMPLIANCE WITH DECLARATION
9.1 Enforcement
9.1.1 Compliance Of Owner
9.1.2 Compliance Of Lessee
9.1.3 Attorneys' Fees
9.2 No Waiver Of Strict Performance
9.3 Right Of Entry
9.4 Remedies Cumulative
ARTICLE 10: LIMITATION OF LIABILITY
10.1 No Personal Liability
10.2 Indemnification Of Board Members
ARTICLE 11: MORTGAGEE PROTECTION
11.1 Priority Of Mortgagee
11.2 Effect Of Declaration Amendments
11.3 Right Of Lien Holder
11.4 Change In Manner Of Architectural Review And Maintenance Within Project
11.5 Copies Of Notices
11.6 Furnishing Of Documents
ARTICLE 12: EASEMENTS
12.1 Association Functions
12.2 Easements Over Common Areas
12.3 Access To Public Streets
12.4 Utility Easements
12.5 Storm Drainage Easements
ARTICLE 13: TERM OF DECLARATION
13.1 Duration Of Covenants
13.2 Abandonment Of Subdivision Status
ARTICLE 14: AMENDMENT OF DECLARATION, PLAT MAP
14.1 Declaration Amendment
14.2 Plat Map
14.3 Amendments To Conform To Construction
14.4 Amendments To Conform To Lending Institution Guidelines
14.5 Article 16 Amendments
ARTICLE 15: INSURANCE
15.1 Insurance
ARTICLE 16: ANNEXATION AND WITHDRAWAL OF ADDITIONAL PROPERTIES
16.1 Annexation And Withdrawal By Declarant
16.2 Development In Phases
16.3 Non-Declarant Annexations
16.4 Common Areas Within Additional Lands
ARTICLE 17: MISCELLANEOUS
17.1 Notices
17.2 Conveyances, Notice Required
17.3 Successor And Assigns
17.4 Joint And Several Liability
17.5 Mortgagee's Acceptance
17.5.1 Priority Of Mortgage
17.5.2 Acceptance Upon First Conveyance
17.6 Severability
17.7 Effective Date
17.8 Government Right Of Access
EXHIBIT A: LEGAL DESCRIPTION OF THE PROJECT
EXHIBIT B: COMMON FENCE DESIGN STANDARDS

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